tway_GdBRwW

because we are not seeing a high level of hospitalization or deaths.

Michael, I disagree with your point but I recognize your integrity. You just posted your name and city, and your HN profile shares more personal information.

I respect that you are willing to stand behind your claim. Best of success with your current venture.

> nothing bad has happened

ummm, WTF?

10x increase in teen suicide doesn't qualify as "bad"?

or repeated DOJ lawsuits against Facebook because their advertising practices result in highly effective racial discrimination?

Oh, man, you had great parents. Hopefully in other aspects as well.

Used to work at a payments company. Yes, you need to be *very* explicit in how you model currency amounts and precision. See also earlier post about Canadian rounding rules. Some of the "logic" is regulatory/compliance driven.

ref child post about stocks trading for 0.0001. Yes, those are real trades and (probably) fully legal etc, but I'm not sure the Fed recognizes currency amounts less than 1 US cent ($0.01), so the accounting rules and tax rules might not match expectations based on generalized floating point math.

I guess that might depend on how much you trust Musk.

Yes, because tidyverse should be called tidycurse. It's designed to be easy to teach, under the assumption that ALL you learn is tidycurse. Just don't use it!

Use datatable instead.

US citizen and long-time expat calling bullshit on this. That's not the purpose of taxes and that's not how citizenship works in any other country except North Korea.

Looking at the list of "benefits" another person posted:

> The rights your passport gives you Are no different than the rights an EU passport gives you, except when entering the US-- but then again, an EU passport gives you better rights when entering the EU, so this is not an exclusive.

> + the legal and embassy protections given to American citizens. Like the American civilians held in Russia that Biden recently traded Russian spies for.

Note that the US doesn't have jurisdiction outside of US territory, so it cannot give legal protection and explicitly embassies do not give legal advice. Yes, there may sometimes be trades like above, but on the other hand, if the US prisoners were not US people, they probably would not have been jailed by the Russians in the first place.

> You still have access to vote absentee, Voting is a responsibility, not a benefit.

>as well as collect social security benefits.

Wrong-o! You only get social security benefits you have paid for. If you are living outside of the US, you are not contributing to soc. security.

> You can use US bank accounts and other institutions.

So can non-citizens. US bank accounts do not require citizenship. Nor does owning real estate. Nor forming companies.

You and your children have the right to return if you ever desire it.

Clever! with the challenge being getting a 100K credit limit and assuming your student debt is < 100K.

> But why don’t market forces correct these issues?

Another theory: The value creation is not linked to the value capture. So market forces make a bad feedback loop.

Look, I'm totally pro business, but business is only "good" at allocating capital when value capture and creation are linked. Education isn't like that. The closest we have are the bootcamp schools, where they take a cut out of your first 2 year's salary if you find a job or nothing if you don't.

When capture/creation are not linked, you need a different social organization method. "Government" or "Religion/non-profit" come to mind. Perhaps others have additional suggestions.

> Universities will have to start focusing on ROI.

In Europe, they have a simpler system. Education is paid for from taxes. If a student does well, they pay for it via taxes. If they don't, then they aren't crippled by debt.

The problem with the ROI approach is it still places too much burden on the student, and, well, life happens. Say you major in comp sci (or some other high-paying field) but shortly after graduation something happens which prevents you from working in the field. Sucks to be you.

And likewise it sets up universities to, as you say, "cut courses with poor returns." Like for example "teaching", because school teacher pay is crap, so it has a poor ROI.

Maybe it was a joint project?

I think the full acronym would be

Keep It Simple Stupid, Active Sanity Saver