Recent submissions

Comment · 7 years ago
I might be wrong, but they only have to take one if you are below a certain age _and_ below the border income (Beitragsbemessungsgrenze). Always be careful w.r.t. these kinds of decisions because they could cost you an awful amount of money later.
Comment · 7 years ago
Without being able to contribute to your question: in hindsight of Brexit (UK will leave the EU) this might not be possible (as easy?) as in the past anymore.
Comment · 7 years ago
A lot of people in IT knowing how to negotiate well will probably cross the border. I would, at least.

I agree it doesn't make sense from a financial perspective generally but it does depending on your health records/situation. I, for example, have a chronic disease which implicates monthly medication which is crazy expensive. I could enter a private insurance (because I have a Anwartschaft, thank god I kept this from since forever) but the monthly rate will drive to insane amounts when I'm getting older and/or adding the fact of kids (Familienversicherung).

Going back to public insurance after being in private insurance is highly problematic and probably even impossible without playing grey-zone games if you don't want to lower your salary dramatically below the income border for multiple years.

Disclaimer: my knowledge is based on internet research, I am not an expert on this and might be wrong.

Comment · 7 years ago
Depending on your health records, staying voluntarily in the public insurance is the best thing you can do.
Comment · 7 years ago
Which are the "popular services" you are referring to? Can you elaborate?

In my current specific situation there are no coworkers from Germany.

I didn't even know that a US-based company can give me a German contract. Do you know the specifics how the stuff got deducted automatically (except the taxes)?

Comment · 7 years ago
Can you go more into detail regarding the tax stuff? Who pays the VAT then?
Comment · 7 years ago
Probably from me. It wouldn't even be a problem for me. I even would pay all of this upfront so there is no hassle five years later.
Comment · 7 years ago
This sounds genius! Never heard of that. Will definitely look into it. Thanks a ton!
Comment · 7 years ago
Someone else will make huge money only because bogus laws in Germany which probably won't be fixed even in the year 2100.

Anyway, I really like the idea and it sounds totally hassle-free. I will contact them and ask. Should I give you as a referral? Maybe you get a check if it works out for me.

Comment · 7 years ago
Done, thanks for your help :)
Comment · 7 years ago
When did they close that loophole?
Comment · 7 years ago
I don't think that my employer would do so only for me (given that I don't even have an employer right now, I'm just speaking generally here). But I agree this would indeed be the best option.

Is there a way that I can pay the social security fees from day one on my own to completely avoid all hassle and possible back-payments after a Prüfung (audit)?

Comment · 7 years ago
I do not want to save any money in taxes, health insurance, social insurance or pension fund. I am actually happy to pay all this. Nevertheless I heard horror stories even by doing so you are at risk they will f..k you anyway after a Prüfung (audit) within the first five years or so.

I even want to stay in the public health insurance (freiwillig gesetzlich versichert). I actually do not want to benefit from being self employed. I just want to make it legal.

Comment · 7 years ago
Done, thanks for your help :)
Comment · 7 years ago
Thanks to let me know the additional conditions. As an employee I wouldn't be able to control that.

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