sohtym

I've added the Bachelor's, Master's and Doctoral degrees. Out of 38 countries that puts Iceland and Finland in 9th and 10th. And Denmark, Sweden and Norway at 16th, 17th and 19th. So primarily Finland redeems itself. (Iceland maybe not so relevant as it is tiny). The rest are still slightly above the middle. Considering these are among wealthy countries it maybe isn't bad. But for being smaller countries with decent resource and high taxes that are also deindustrializing I wouldn't say it is great.

Sweden technically has a property tax, but it is a maximum of ~900€ a year.

Seems a bit general. Sweden is very much in debt because of the housing market. 15 years ago there were little regulation. You could get a 100 year mortgage with a variable rate and no money down. At the same time the government sold large amounts of public housing at below public market rate. Interest rates went from ~4% to ~1.5%. With no wealth or property taxes, but with tax deductions for renovations and interest rate payments. Most apartment buildings are co-ops, where the co-op have loans as well. Gradually there have been more regulation, but most still have variable rate mortgages which they are personally liable for and with no real a way to declare bankruptcy. Now interest rates will probably reach 4% again so hang on I guess.

> When I've thought of all the possible crappy outcomes that might happen, I can be confident that whatever happens, I'll survive.

I've heard this before, but it never worked for me because I can imagine things going pretty bad. I do think there is a lot of undue optimism. An assumption that things will work out. They often don't. Maybe worrying about nuclear war isn't that productive, but we should all be a lot more worried about things like working environment, rising inequality and the cost of living. Ask Japan.

It was specifically popular because it was free. There are other similar sites and also other services if you are willing to pay.

Because they are potentially completely different processes. It is certainly possible, but what I see is a test fixture that could be made completely separate. Therefore it would be interesting to know if it wasn't, how they know that it wasn't and why Apple wouldn't on production lines costing many millions to billions.

> So forget what you know about ATM PINs; this is a markedly different concept.

I mean it's actually the same concept (something you have, something you know) with a different implementation.

> The official repair equipment is also an evolution of assembly equipment.

Are you saying that as a fact or is it speculation?

It is fair to judge it as a self repair tool when it is presented as such by Apple.

Europe really isn't that much better these days. Obviously it isn't as extreme as in the US, but plenty of people still have had their lives ruined because of the pandemic and most societies are pretending like nothing happened. I hope there is a European country that is set to be better in 10 years, but at least I don't know about it.