onetwothreefour

Joined 14 years ago

Karma

191

Submissions

228

Member since

Apr 30

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Recent submissions

Comment · 14 years ago

None of what you said is either backed by facts or is actually worth remembering if you're trying to fix the problem.

I always read your replies to threads about health care in the US and I'm always left with two thoughts: "what does that even mean and how does it further the conversation?"

If you bothered to actually follow the link to the data (http://sites.nationalacademies.org/DBASSE/CPOP/DBASSE_080393), you'd see that none of what you said is accurate. The US is either at the end or, sometimes, in the middle of the rankings for everything. The Violence graph is particularly interesting.

Comment · 14 years ago

I don't know where you're getting your figures from, but our monthly per employee rate is closer to $500/month in CA (with a family it's like $1200/month).

It's going up like $20/month for 2013. Which is immaterial, since it was ridiculous to begin with, because the entire system is broken.

Comment · 14 years ago

Are you fucking kidding me?

Comment · 14 years ago

Oh please, leave the jurisdiction? With his 30-40 employees? I'm sure he's gonna get right on that.

The guy is fireable in any country.

Comment · 14 years ago

Fire him. The end.

Comment · 14 years ago

What HN fails to tell you is that making money, and turning a profit (big enough to make things worth it) is actually really hard.

I wish you all the best in this endeavour.

Comment · 14 years ago

That rate is impossible since the average interchange rate is significantly higher.

Comment · 14 years ago

Kaiser is basically the public health care system of other countries, but paid for and run by a non-profit corporation. :)f

I've heard good and bad things, though (compared to Blue Shield).

Comment · 14 years ago

Your stats are again, bullshit.

Comment · 14 years ago

Ah, the age old "tort reform" line. Haven't heard that one in a while.

Your stats about Canadians is total BS.

Comment · 14 years ago

You say that like it's a bad thing.

Comment · 14 years ago

How do I down vote you? You're writing off an entire country's banking system with one personal example?

I have my own example of banks in Australia, and they're some of the best I've ever dealt with.

Banks in the US on the other hand...

There's no reason to have an account with a bank in the US when you can have one with a credit union. Unless you're really rich and don't care about fees.

Comment · 14 years ago

How so? dynadot.com - $9.99.

Edit: oh, you were talking about balanced.com. Yeah, I meant balancedpayouts.com. :)

Comment · 14 years ago

The nominal cost (cost to the bank) is here:

http://www.frbservices.org/servicefees/fedwire_funds_service...

It costs less than $1 to send a FedWire. The FedWire can be up to $1BN. :)

The FedWire system is actually very similar to transfer systems in other countries. I'm not sure why ACH is still in use apart from as a way to digitize checks.

That said, most banks charge, at minimum, $12 per wire in/out for personal accounts. Most business/corporate accounts get wires free since that's how people pay each other (something like $1TN in wires is processed every day).