nshelly

I would assume they could also dump memory, i.e. `/dev/mem`. Agreed they would need to also do frequent memory snapshots, but lots of malware will also run in the background waiting indefinitely, and often as the same name as common Linux processes but different hashes.

Yes, great win all round, and also can help save on administrative costs. Poetically it was Einstein who said:

Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn't … pays it.

I imagine Quickbooks is adding more features as part of an upsell. The business loans by paying invoices upfront was a bit of a ZIRP policy though (now interest rates to SMB's likely would be prohibitively high, ~15%).

Intuit also produces Quickbooks -- which actually is SMB accounting software, and used internationally.

As most of their revenue is from businesses who wouldn't easily be able to free-file, I wouldn't be surprised if Intuit's lobbying to prevent a free tax filing offering from the government was causing them more harm than good.

Congrats Geoff! During a trek for Iraq and Afghan war veterans, Geoff made the time to meet with us and provide office hours on our hairbrained ideas. A few of us made it into YC and are super appreciative of his support and feedback over the years. YC is lucky to have Geoff lead the organization.

Would love to connect. My email is in my profile.

Superhuman. Not cheap, but I love how fast it is with its native app (Electron I think). They write updates immediately locally, and sync that in the background, so you can breeze through your unsorted email quickly (pressing keyboard shortcut 'e'), and pressing 'tab' to switch between split inbox views. They also show read/open receipts if you enable it, and have keyboard shortcuts for unsubscribing as well. When you reach inbox zero they reward you with a new, beautiful picture every day.

A fully-featured integrated calendar is lacking but apparently will be improved in the coming year or so.

Princeton's current 2018 size is $25.9B. In 2001 it was $8.4B, so a annual growth rate of over 6% per year.

So Princeton would have to spend 1.6% of their endowment every year to offer free tuition to their students. Assuming their rate of return on the endowment (including alumni contributions) can grow faster than the cost of tuition growth, they can provide free tuition for their students indefinitely.

Is there a form of exercise you enjoy? Even walking is fine. Put on a podcast and go for a stroll (longer the better). Then afterwards, use the momentum and sense of accomplishment to push yourself to try something "strange" or out of your comfort zone. I think with Uber/Lyft drivers, I agree that the conversation in the car is very fleeting, so it's important to invest and try to build new relationships that will be more long-lasting (e.g. like a sports club, board games group, book groups, etc).

And in California, they (and their children) can also inherit the low tax basis from when their parents bought the property. Thank you Property 13.

Good point. Prices for each CPT code accepted by by insurance company are kept secret, and the chargemaster published by a hospital is so inflated it's basically useless. For some diagnostic tests, it's pretty straightforward to understand, but for others like an ER bill where there can be dozens of claim lines and codes, it can be really hard to understand and the patient is relatively powerless to do anything about it after the fact.

You're right, patients get an itemized bill. The thing is the bill is pretty cryptic with CPT codes (and modifiers, ICD codes etc) practically unique to each payer as each payer interprets the AMA's guidelines differently. Payer A, say Blue Shield, asks for codes 99453 while Payer B (e.g. Aetna) wants code 92502 for the same procedure. So the patient is really clueless to know if 1) it's the right code, 2) they got charged too much, or 3) the insurance made a mistake in adjudicating the claim.

I know a company that was trying to help patients understand their medical bills, and for one bill, the hospital accidentally put down 10cc for an antidote for a snake bite, 10 times, when it should have been just once. The cost was in the tens of thousands instead of the thousands, and the hospital eventually fixed the claim and resubmitted, but the insurance company simply billed the patient.

The amount an health insurance company pays is kept secret and we can assume is far less. Otherwise, insurance companies would find ways to open up more hospitals to compete with the large irrational ones, or face huge costs. The hospitals know they can get away these amounts on paper, so they do.

We should demand price transparency -- as we do for almost all direct-to-consumer purchases. Businesses can charge different amounts for volume purchases to other businesses, but it would be considered discriminatory if a restaurant didn't show their prices and then when you got your bill, it said -- oh, your company's not paying for it -- so it's $15,000 in extra fees.