netfire
Joined 15 years ago
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Member since
Oct 3
Joined 15 years ago
We really need to include suggestions for adding programs and laws for encouraging saving, removing predatory lending, and incentivizing responsible spending in articles like these. There is too much focus on consumer spending and not enough on household stability and having money in the bank for emergencies.
I don’t want to downplay the good design and engineering that went into this, but should we be so confident without actually having done something like this thousands of times?