liber8

This guy is wrong, which is why he isn't citing any legal authority.

As anyone who has gone to law school will tell you, you can only acquire the title that the seller has. If seller stole the goods, he doesn't have any title, so he can't transfer title to a subsequent buyer. See, e.g. UCC § 2-403

There are exceptions when it comes to those who have voidable title (thieves do not have voidable title).

There are also cases where courts have more or less created exceptions close to those OP has described. For example, if Best Buy receives some stolen merchandise and sells it to good faith purchasers, courts have held that the victim needs to pursue the thief/Best Buy, not the end purchaser.

But generally, OP is wrong: if you buy a stolen bike at a flea market, you don't get title and the owner can get the bike back. Think of the policy implications if the rule was as OP claims. All thieves would have to do is immediately sell stolen goods and the owners could never get them back. That would be absurd.

Coming from an American perspective (where, when you are in public, you have basically no expectation of privacy), this seems insane.

Does this mean that if I'm filming a vlog at Brandenburg Gate (which inevitably includes video of other people in the background enjoying the area), I'm in violation of privacy laws?

Does that mean if I take a video selfie of me and my family members (which, again, includes images of others in the background, and which is automatically uploaded to icloud) I'm a data processor and am in violation of privacy laws?

I assume there is some line here, but I can't think of the logic separating a person's dashcam from my examples?

If people do not "make" money (i.e. create value), how do you explain the increase in the standard of living over the last 100 years?

None of the celebrity endorsers committed fraud. You didn't answer the question.

How do you view public companies that have never paid a dividend and never intend to do so?

>>the notion of magic essentially means the ability to use willpower to modify physical laws<<

It's interesting that this is how you defined magic, because in a very real sense the ultimate purpose of most science is precisely to use our willpower to modify (what we previously believed to) physical laws.

Physical laws prevent human beings from flying, or breathing underwater, or viewing individual atoms. Until we literally used our willpower to design machines to overcome these "laws."

I have no doubt that eventually our collective willpower will be used to modify other "laws" we believe today, like the law that nothing can travel faster than the speed of light. Pretty magical if you ask me :)

If a lender is facing bankruptcy, how are they going to fund the infrastructure necessary to negotiate with tens of thousands of borrowers? If a lender is not yet on the brink of bankruptcy, but sees it coming, don't you think if this was a viable business model for a lender to avoid liquidation they would pursue it?

Your proposed law wouldn't even make life easier for anyone but the richest debtors, who don't need a law to protect them. The vast majority of people live paycheck to paycheck and have de minims savings. If you offered them a 30% discount to pay off their mortgage (or even a 50% discount), they have no way to come up with that payment without going out and obtaining another loan.

I genuinely can't tell if this is satire or not. Assuming it's not, unless your "own research" consists of actually buying a wide swath of competing products and testing them against each other, then at some point you are indeed relying on "influencers", whether those influencers are Consumer Reports, Amazon reviews, your parents/neighbors/friends, etc.

You don't need to tell your CC to pay some entity on a set schedule. I don't think my initial post was clear enough.

Credit cards are paid in arrears, usually with a 15 day grace period, so you are effectively getting a 15-30 day interest free loan on all purchases. When you set up a credit card, you can select any payment date you want. So, if I get a new AMEX, I can choose to have the bill due on the 1st, or 12th, or any day I want.

If I pay all my bills (i.e. Netflix, car insurance, etc.) with my AMEX, I know the AMEX bill is due every 12th (or whatever day of the month I choose). For any bill paid by the credit card (i.e. Netflix, car insurance, etc.), it doesn't matter what day of the month that particular bill gets charged to the AMEX. I only pay AMEX once a month, on the day I selected. So, by choosing what day my AMEX gets paid, I am effectively choosing which date I am required to pay all of the bills that got charged to my AMEX.

There are very few things that you can't pay by credit card. For those (i.e. mortgage, some utilities), you can schedule auto-payments on any day you want, through your bank.

I've never seen a credit card that did not allow you to schedule your payments. If you auto-pay everything with credit cards, then by default you are scheduling your payments. Same with mortgages. For the few things that don't accept cards (rent/water/gas/electric?) you could schedule payments whenever you want through your bank, though you'd likely be paying in advance rather than in arrears.

I have a brokerage account at Fidelity, which I can write checks on, but I only use the account for investing. I guess theoretically you could use it as a primary bank account? I have some auto-transfers into the account each month, that automatically get invested, and some auto-transfers out to non-Fidelity accounts so I can invest proceeds in things Fidelity doesn't offer.

Maybe I'm misunderstanding, but nearly every bank I've ever used offers this feature. I currently have auto-transfers and auto-investments set up in Fidelity. If you receive a paycheck, you can easily set up Fidelity so that it automatically transfers $xxxx dollars per month to whatever account you like. You can also set up each account to automatically purchase $xxxx dollars worth of whatever equity you want.

I agree. When I got my first pair roughly two years ago (after years of using various versions bluetooth earbuds you could buy on Amazon for $20) they seemed like magic. Take them out, they automatically and nearly instantly connect, and almost never had any issues.

I just bought v3, and while the sound is noticeably better, the connections are all over the place. At least once a day, the connection simply dies. Multiple times a day it decides to connect to another device that I'm not using. If you answer a call and then put an airpod in your ear, it's got about a 50% chance of connecting, after a multi-second delay. Sometimes it says its connected, but it's not, so the iphone isn't emitting sound from its speakers and nothing is coming out of the airpods, leaving me sounding like an idiot repeating "can you hear me now?" until I manually kill the connection and use the built in speakers. Absolutely infuriating.

It sounds like you've discovered the secret to travel. You don't have to see all the sights or cram everything into each day. Usually you get more out of it if you take things slowly, be intentional about what you really want to do, and savor each experience. With two small kids now, we usually pick one city per trip and plan (at most) one morning activity and one afternoon/evening activity. Sometimes it's one activity per day, sometimes it's none (maybe we just meander around a neighborhood between meals, like your Virtual Japan experience). Like you said, if you see 10 different Roman churches in one day, the Sistine Chapel becomes just another fresco.