lazythrowaway

Lenders like OnDeck can loan a business roughly 10-15% of your annual revenue in a day or two.

There is plenty of disruption in the small business loan space, including billion dollar valuations (one went public in December). They're just not from SV.

I am extremely dubious of this claim. $1500 in midtown? Maybe way uptown (Harlem, etc.)

I pretty much only read HN on mobile...

If its anything like Alcohol, the top 10% of buyers spend $3500 per year.

You don't get to 600 lbs without some sort of mental illness or deep unwellness. Do you look at people who commit suicide with contempt? Its similar.

Sriracha is one of the few generics that Trader Joes is terrible at.

Kind of weird to have an article about alternative lending and big data, and not mention Lending Club? The are the biggest player in the space by far and IPOed only last month...

Dogs breed themselves just fine - ever been to a shelter?

Hour and a half bus ride each way, NYC.

Every stray cat has the toxoplasma virus.

You need to step outside your own shoes for something like this - most people think burgers can easily be tastier than vegetables.

All I know about Facebook as a direct marketer - we went from spending $3000 a month in June to $400,000 this month alone for one client because the CPA is there (not LTV, just first purchase).