jshen

If you can't take the time to write me a hand written note, I don't know why I should bother reading it.

You are picking an arbitrary thing that isn't the substance of the work, the styling of a page, and insisting it matters. Seems odd.

Everything anyone does comes with resource constraints. Does everything warrant a custom designed web page?

Rugs aren't live running systems, so not analogous.

Sure, but that's not generational wealth.

Yeah, I would also assume that anyone talking about VTI wouldn't try to time the market, but that's what he was talking about so :shrug:

First, don't park it in actual cash or you'll lose value to inflation which is currently running high. At a minimum put it in treasuries.

Second, trying to time the market is almost always a suboptimal strategy. The question is when will you likely need the money? If you won't need it for 10 years or more, keep it in index funds. Otherwise, treasuries.

This is the most naive comment I've read in a long time.

This isn't true unless you're limiting your reference point to Trump's second term.

If the primary user concern is "all data is public", then the utility of ATProto is extremely narrow and will likely lose to something with a different philosophy.

Is kimi making a profit? How subsidized is it by the Chinese government?

Let's compare concrete and equivalent people or institutions. I'll nominate Elon to represent "right wing philosophy" since this is a conversation about grok. What's an equivalent, in terms of importance/stature, that you'd nominate to represent "left wing philosophy". From there we can compare the accuracy and truth seeking of both. Warning, Elon has a terrible track record on this front.

It's more like evolution through natural selection. If you can buy a treasury that returns 3.6%, you will NOT invest money in a business that has more risk, is only returning 3%, and has no believable growth story. Even worse, if you own shares in that company, you will sell them and shift the investment dollars to something with better returns or better chance for growth.

It's this competition that leads to prosperity, the alternative is central planning which leads to poverty.

That's a 3% margin which is unsustainable. It's less return than you can get from buying treasuries, which means that if they don't improve it they will go out of business.

thanks, that's exactly what I was imagining.