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I tried to pay a 3 figure sum of money for a service that was provided to me, and Zelle through my bank app refused to do the transaction. When I called my bank to understand what was going on, the person read me a script that said they can refuse any transaction, and don't have to tell me why.

The app even has a warning that Zelle is basically cash, and you really shouldn't expect any reversal.

Louis Rossman does not take sponsorships, and turns off ads for his videos as much as YouTube allows. His videos are for his opinions, not making money.

If you had two dice, one with odds 1->11, and the other 2->12, and you made 1 beat 12, they would have even chances of winning then, right?

I have a 2% cash back credit card from my bank, with no monthly fee. It started as a 1% cash back card around a decade ago, and slowly crept up to 2%. It's a nation wide credit union that has certain requirements to join though.

The point of the key (as the for some reason dead comment points out), is not to prove who took the photo, but what device took the photo. Just as if someone stole a hardware token with a PGP key on could impersonate the owner. The key itself doesn't prove a person, just a device.

If a key was reset, a revocation of the original key could be issued, showing that the key was associated with the device for this particular time span. And then the new key registered.

This is ripe for abuse though, so resetting a TPM might not be accepted for this use case. I'm not certain in which case you'd want to reset a TPM for this use case though. Unless you took enough photos with the device to risk a birthday attack if you were using something like ECDSA.

Keys could be stored in something like TPM on Camera, and could sign the image. The key could then be verified from the camera itself to prove the authenticity of the image.

If we as a society deemed it necessary, the camera manufacturer could also provide a list of keys for devices they have manufactured. And an image/key could be provided, and the manufacturer could verify the authenticity that way.

The TPM signing could be tied into the sensor hardware itself, making it difficult, but not impossible, to sign arbitrary images with the TPM.

Likely one of two reasons, probably both:

1. Tax write off.

2. Acquiring a competitor, and then closing them down is a way to decrease competiton.

People often want to share their seeds so that players can play the same game they did. If there was an interesting series of results for example, which gave you a good set of cards.

Minecraft does this too with world generation for example.

According to the video about this by Louis Rossman, there wasn't even string sniffing. No changes were made in the code, the client ID was hard coded in, and was untouched by the author.

All, no. But many, yeah. The Constitution and many of it's Amendments call out people or persons. The 14th Amendment even specifies what a citizen is, and in the next breath says persons cannot be denied due process by the States, not citizens.

I've been using YNAB 4 (aka YNAB Classic on Android) for some time. I got a new phone, and the phone app finally won't run on the new phone. YNAB 4 is also quite buggy on my Arch based setup (someone maintains a package on AUR using Wine). So I think it's finally time to move on, which I think I'm doing this year.

My only issue with Buckets is that the YNAB importer doesn't take into account that YNAB will take your overspending and take it from your next month's income. I have some bad habits that means I was really using YNAB as more of a financial tracker than an actually budget system. That's my own fault though. The envelope in question comes out to $-10k... That's all my own fault though. It just means I have to massage it into Bucket's system, or start a new budget.

Bigger?! What more do you need?! There are also other things that are on the way as well.

Timed tests encourage wrote memorization and reflexive knowledge. They don't encourage what is reflective of the modern real world knowledge recollection. In almost all scenarios, you have a book to reference for knowledge, much less search engines (and now LLMs). Almost nothing is memorized today, in the work world. What you know, in my experience, comes from frequent usage. Your timespan to work on most things is on the order of days, not minutes or an hour.

Tests should be open book, open notes, and an extensive amount of time to do the test. The questions should be such that they demonstrate an understanding of the material, not just how well you can parrot back information.

Whilst I would love tests to be open internet, this lends itself to very easy cheating. The material being taught and what notes you take about it should be enough to answer any questions posed to you about the material. Especially those that demonstrate an understanding of the material.

Narrator's Narrator: "The overwhelming majority of consumers don't care about the bootloader, so the market forces do not have an incentive to keep it unlocked. This leads to the market not 'fixing itselt'. "

As far as I recall, it was sell cheap, or collapse with nothing. Garmin bought cheap and gutted it for the IP. It wasn't a sell to get paid, it was a sell or get nothing. It wasn't just hardship, it was the end.