glcihgnwe

California needs to let insurers assess risk of people a lot more. I live in wildfire country (seriously, there are 40' char marks on trees I can see from where I type this right now) and I have one neighbor who's the captain of the fire department his property is the most fire-hardened you've ever seen. I have another neighbor who's an old guy who can't keep up with his property, it's a tinder box over there. They pay the same in fire insurance premiums because we're all on the state plan and they can't charge riskier people more money.

No, but it's dangerous to grant it to people who don't reciprocate. One of the diversity officers at my company was recently discovered to have been embezzling money from the company, cloaking oneself in noble moral intentions and telling a satisfying moral story is just that: speech. We need to see folks demonstrate good faith before inviting them into a system of trade for mutual benefit.