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Wow just wow.

Most ORMs have way too write raw SQL. Furthermore someone using an ORM well will understand how their queries are mapping to SQL.

Your scenario happens with people that either don't know or don't care. They will write crappy queries with any tool.

The OP is talking about extreme views like racism (or in their case hating trans people).

You are talking about listening to Democrat opinions.

Very very different thing.

I am quite happy to be friends with people with different political opinions or who vote for another party.

I am also happy to know who is spouting racist, sexist or crazy drivel. This allows me personally to avoid them.

Others may choose to engage with the extremists I choose not to waste my time. This is a matter for individual free will.

NB once again listening to Democrat/republican media when you are voting for the other party is just normal and has nothing to do with choosing not to associate with e.g Klansman.

I am not discriminating. Your s.o. is free to hold and promote whatever views they have our want to have. I support their right to do so. I however also have rights. I have the right to defend that people are allowed to be themselves+ without fear of persecution. I also have have the right to choose who to associate with.

+I think for example that gender and sexuality are not choices and that I should not tell other people how to live their lives.

The thing is you are free to hold and expose extreme views - and I strongly support your right to do so and not to be subject to persecution from the state for doing so. However I also have the right to not associate with you if I think that you are a dick.

Bigots usually wrap their hate in fancy words. It doesn't make their hate less hateful.

The author seems confused between 401 (not logged in) and 403 (user doesn't have permission).

Oth. If I don't include a cover letter and you want to find out more about me you have to interview me...

If they require a cover letter then that is because they want you to think of them in the former category...

That said I've found cover letters to be pretty much a waste of my time so far.

My point is that instead of standing around crying about how terrible it is that people need to take predatory loans (and it is terrible) we should work out how we can change things so that they don't have to. My suggestion is to work with a proven mechanism - the welfare state.

Please read with good faith and also appreciate that we don't all live in America.

The original situation is horrible. No one should ever be put into it. There is little point answering the question - it has no good outcomes. Instead we need to think about how to prevent it happening. I suggest that we should strive to build societies where it does not happen. I offered a concrete suggestion for how an individual can help themselves and another for how they can try to help everyone.

In terms of the USA - Lobbying by the public has slowed attempts to decrease healthcare provision in the USA. People like you that care and live there need to continue pushing.