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I spent one month in Patagonia this year. My Patagonia gear held up extremely well while trekking, climbing a mountain, and sleeping in tents and cars.

You’re going to be matched with the person you married. Tinder is a little thing that that’s not even a flame... much more casual. Less commitment. More swipes.

I'm on an airplane twice a week. It would be awesome to have this and watch movies on it. A personal isolation device.

I think it's going to get as much adoption as the Playstation Move controllers or Microsoft Kinect.

I've had a 401k for 6 years and I've never once used customer service.

Also the older you are and the more you've worked the higher your account balance becomes. So once you have people with balances with $1M+ (which if you're actually saving for retirement you'll need), they'll be drawing much more per person.

I think AMEX makes about 65% of its revenue on interchange fees?

I work out of Chicago about a week a month. Most of my college friends live in Chicago and have very good jobs in the technology and financial industry. Couple that with being able to live in awesome parts of town without even thinking about the cost, drinks/food that are much cheaper than NYC at the high end, etc. I think it's a great place with awesome people.

I thought the cash equivalent of the rewards are charged to merchants ontop of the fee? Square etc shelter that from their merchants (which partially explains their losses quarter to quarter).

The marginal cost of servicing another person when they already have a consumer base of people with debt is very small (close to zero). I'm trying to say it's still profitable, but not where they make the bulk of the revenue.

At a 2% processing fee if you spend 40k a year that's already $800 in revenue for the issuing bank. I don't think that's trivial for a single person.

I'm sure it's gone up, but I think it's still pretty decent. Drinks/food are pretty reasonable. You don't need to live downtown since it's pretty car centric out there. Chapel Hill has that upbeat college feel I love.

Lots of my friends are moving to the Raleigh/Durham/Chapel Hill in North Carolina. They seem to like it a lot. I visit the area about 3-4 times a year and love it.

You can do magnet programs there though. I went to school in Tampa. In general the public schools were awesome, but the magnet programs were absolutely incredible.

I still think they make enough cash on me through the credit card processing fees to make me a profitable customer.

You can say the same thing about almost any other kind of comparison that's not strictly numeric. Fact of the matter is, people make comparisons and they're valid for many reasons.