desmosxxx

I just asked Gemini how to do it and that's exactly what it sent me. Was up and running in a few minutes.

What don't you understand. Vegas is literally built for conferences.

> High rates will in a way prevent building in those areas.

good?

The right price is the market price. There are multiple insurance providers and sufficient competition. And certainly the time to raise the limits is when companies are leaving the state?

Then why are private insurers being pushed out of California?

I took Ambien for one of my sleep studies and I had sleep paralysis and nightmares (bordering on hallucinations because I swear I was awake or at least in a lucid state). That was my first and last time doing Ambien.

Best post I've read on the subject. As Teddy Roosevelt said, there should be no such thing as a fifty-fifty American - and thank you for holding this view and for defending American culture, it means a lot. I'm not a fan of straight up multiculturalism (I don't think it works, but some elements can be absorbed), but multiracial nationalism can absolutely work and that's what is missing IMO.

This happened to me sometime between my first and second kids (last year or so). It was some mix of changing priorities, less time, starting to feel my age, work becoming more difficult, company cultural changes, etc. I think I've stuck a decent balance of saving and living, but man does life come at you fast. Went from happily working 60-80 hours (including some side projects) to struggling to work 40 hours. Reminds me of how one day something switched and I just couldn't drink anymore. Age is probably the biggest factor, and I can't imagine what this is going to be like in my 50s (just turned 40).

You do know there are thousands of stocks right. how many people dump their entire savings into one stock. 20 years ago you wouldn't have known apple was going on to do so well. If people did know it would have been bid up in price at the time

What's your reasoning for ditching VEA and emerging markets?

Have everything in Schwab.

Portfolio is a modified ben felix portfolio with a small allocation to qmom and individual stocks. No bonds

People don't realise that the opportunity cost of those fees is compounding money.

In your example that 67k is 4.8% of your investments. And that's not including the fees of the ETF or mutual funds you get invested in.

I would never even think about touching this service - why would anyone use this?

Hah, I've been using this in a similar fashion with my 5 year old daughter. We've been generating super random and personalized songs about anything and everything (sometimes narrating life) - it's been super fun. Definitely has value as an entertainment tool.

Nuance can be introduced. Allow aged based price discrimination but not descrimination that is based on actual income numbers?