davidmurdoch
Joined 13 years ago
Joined 13 years ago
I created it back in 2011 or 2012.
It wasn't a gift card that personally motivated me to make this. It was credits from an online referral program I was gifted. I guarantee I did not read the fine print at that time.
I only created it because I had Google Play Credits that were gifted to me. I built an app to "convert" them to cash for myself. I had never built an app before. I was proud of it and tried to make it pretty and professional and useful for others, and used it as a learning experience. The listing on the Play Store was clear about what it was.
I had to answer questions about what the API was being used for when I signed up for Dwolla (an actual regulated money transference service). I answered honestly. They approved it.
The app sat unused with no downloads for years before someone on Reddit's `r/churning/` posted about it.
I was investigated and cooperated fully.
Edit: I just remembered, the bank I used for the transference did do KYC for all users who were sent funds. This makes it more like "money dirtying", since the account is tied directly to a real identity.
It was risky because I didn't actually receive any money from Google until about a month later.