davidmurdoch

Joined 13 years ago

Karma
2,721
Submissions
1,078
Member since
Feb 7
View on Hacker News

Recent submissions

Comment · 20 days ago
Who defines what proper is?
Comment · 21 days ago
It's for Clippy. Bring back Clippy!
Comment · 24 days ago
Comment · 1 month ago
They already leap frog fixes and improvements based on previous flights on all their launches.
Comment · 1 month ago
How are you planning to turn this off remotely when telemetry off?
Comment · 1 month ago
"You can't hide secrets from the future" - MC Frontalot
Comment · 1 month ago
Sure.

I created it back in 2011 or 2012.

It wasn't a gift card that personally motivated me to make this. It was credits from an online referral program I was gifted. I guarantee I did not read the fine print at that time.

Comment · 1 month ago
Comment · 1 month ago
I responded to others with more details if you're interested
Comment · 1 month ago
Comment · 1 month ago
I didn't know what a "money transference service" was, and certainly didn't know this service that I didn't know about was highly regulated.

I only created it because I had Google Play Credits that were gifted to me. I built an app to "convert" them to cash for myself. I had never built an app before. I was proud of it and tried to make it pretty and professional and useful for others, and used it as a learning experience. The listing on the Play Store was clear about what it was.

I had to answer questions about what the API was being used for when I signed up for Dwolla (an actual regulated money transference service). I answered honestly. They approved it.

The app sat unused with no downloads for years before someone on Reddit's `r/churning/` posted about it.

Comment · 1 month ago
Technically it was an unregulated money transference service without KYC. The user that stole the cards from the bookstore was the one doing the money laundering part. I just enabled it (which is probably worse, legally).

I was investigated and cooperated fully.

Edit: I just remembered, the bank I used for the transference did do KYC for all users who were sent funds. This makes it more like "money dirtying", since the account is tied directly to a real identity.

Comment · 1 month ago
When you "spend" Google Play Credits in an app, Google Play treats those credits the same as if you paid with real money: they took 30% (their take isn't so steep today), I took 10%, and then I sent the user/buyer the remaining 60% directly from my bank account (I used Dwolla back then).

It was risky because I didn't actually receive any money from Google until about a month later.

Comment · 1 month ago
Haha. I used to have some blog posts detailing things a bit more, but I let it die when Heroku cancelled their original free tier years ago.

Live from the official Hacker News API

A modern reader for Hacker News · SvelteKit + Skeleton