citrablue

Just to be clear here, you have internally discredited the group that says "its racist to depict black people as animals in a zoo"?

It sounds like you believe people can behave more in line with the Rational Human used to model older economic theories. I'm not so sure confirmation, affinity, or proximity biases can be held down. What we need is a system that is either immune to these biases, or is designed to thwart them.

My opinion: individual's actions and beliefs do not put a dent in the tsunami of bias that swamps our brains. We need systemic thinking (e.g. science has a decent structure with double blind studies).

But they were genetically related to him. I don't think this is a good example.

It rarely seems to have the effect of promoting healthy and respectful discourse. Instead it appears to always inflame.

One example from your own experience is not generalizable.

This does not hold water. Did the left occupy the Capitol building in 2016 or 2000, when they won the popular votes but lost the presidency?

It's kind of a MJF signature word - I heard this in his voice. He says it in several of his roles, IIRC.

Of course, you miss out on real estate for a number of years while you do this. Time in market and leverage are important.

If time and date are unpredictable, what's the use? Suppose you switch to conservative investments now -- say, bonds. You're going to be hit less hard by the recession, but you also will have missed out on gains.

So, unless you believe you can time the market, it doesn't appear like there is much to do except to make sure you have a rainy day fund.

All my other money goes into the system.

Worth noting that the FB acquisition of WhatsApp was a massive unicorn success for the WA team. While the point doesn't hold, the "breaking" of it is the best case outcome for the people who build the product.

Sure, but you aren't getting 5x leverage in an index fund.

What does your pre-code design process look like? Might beef that up; its what has helped me quite a bit.

Ah, I understand what you're saying. You are right - meaningless is too strong of a statement.

If I could edit my comment, I might say something more accurate, like "trying to evaluate this number without more context is not useful."

For comparison, the stock market has done 9.1% during that time. $40k in an index fund back then would be worth around $390k today.

Leverage is the biggest benefit, I would imagine. Although paying half as much in rent sounds really nice these days :).

Glad it worked out for you.

Is your argument that a CSV file of everyone's data should be publicly accessible? Because that's not what I understand the fee to cover; it covers extra personnel to field and review the requests, computer systems to process it, paper to print it out. It probably also covers supervisors time, office space, printers.

Like most government spending, I'm sure it's excessive. However, I'm not clear what your counter-point was. Yes, producing a CSV costs less than $42M. No, producing a CSV file is not what this service entails.