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Most credit cards in the UK at least (same cap) have no standard account fee. Those that do come with other perks / beyond the 'world elite' etc side Mastercard/visa aren't seeing that money - its going to the issuing bank. Bank accounts also generaly have no standard fees (and a lot of other things we take forgranted - faster payments (if I send money to a friend/business I can do it instantly for free without needing a third party solution), standing orders, direct debit etc. - that make banking far easier than in the US).

There is also regulation in place that restricts predatory fee practices, getting customers into revolving debt and protection that makes card issuers liable for purchases (Section 75 - e.g. if I order something paying with my credit card and the merchant doesn't pay, the card issuer is legally liable / I can claim from them and its on them to get it from the merchant)

A fork can be many things.

I've maintained in house forks of major code bases with a handful of minor code changes while we've tried to convince upstream to accept them.

I'm not saying otherwise - my comment reaffirms this. There are two separate things going on here -

- You can buy a reasonable wheelchair for moving people relatively short distances across flat surfaces for less than $1000. E.g those used in hospitals and for the partially mobile.

- You cannot currently buy a reasonable self propelled wheelchair for full time use for less than $1000 (give or take the manufacturer in the article).

Difference being it doesn't fail and if it does you know exactly how it was made and under which process. There will be an investigation to see what went wrong - was it the screws fault or was more force placed on it than it was certified for.

Vs the one from the hardware store could have come from Alibaba and be a plastic core with a thin coating of metal for all you know.

Except the wheelchairs used in hospitals are to push patients short distances across hard flat floors.

You just need to ask Chat GPT then ask Gemini and CoPilot if the answer is right.

We've gone over a month without burning any coal, but then the Ukraine war happened and we were at risks of blackouts. That 1.1% is likely heavily concentrated as a much higher percentage on a relatively small days over winter and/or where wind levels were low.

We probably want to be sure if gas imports are heavily hit again or a major interconnector goes down we'll be fine before entirely demolishing it.

It's not a case of can they be. It's a case of can they cheaply be.

The camera app on your smartphone likely searches for them by default. That means feeding at least 1-2 frames a second through it.

Basic pattern matching for the position markers is a rounding error overhead vs processing a video feed. Fancy computer vision is not - on lower end devices you may not have enough resources to do both and on higher end devices it'll still impact power usage.

Even just crashing the device has significant impact.

A bank robber, terrorist or totalitarian state could benefit significantly from bringing down all cell phones in the area for a few minutes (or even just crashing them in a loop as they boot up).

We're talking something the size of a cell phone that can be powered for days on a battery. Hide it near the cell tower and leave. It takes specialist equipment to locate it so by the time someone has figured out what has happened and either got that equipment in or just done a manual search it's been hours to several days.

Or for some mayhem just stick a few of them under seats on public busses / trains set to activate at the same time.

The only thing I can think of is if it was widespread it would be a security risk. Not exactly difficult to broadcast a stronger signal with the wrong time.

Similar problem with GPS being used for clock sync in mobile/cell base stations in much of the US. You can buy an (illegal) jammer off Ali express and bring down a tower for very little money.

"We recommended you went for X and listed SMS security problems as the reasons - here is the email chain"

You need to cover your ass, but you don't want to actively push back and risk losing the sale.

There are a huge number of app based solutions. Enterprises are against them because they can't expect their employees to install 20 different apps for 20 different vendors + the cost of reviewing and onboarding them.

So you either need to support SMS or several of the major 2FA app providers including the crappier implementations like Microsoft authenticator.

Yes, which is what I said.

But now you have a released lock and a client that thinks they have the lock.

As the other guy says the lock is released by the server. If you don't have a mechanism to release it after a timeout, what happens if a node fails?