benoau
Joined 2 years ago
Joined 2 years ago
Apple actually ran a comparison of both of these companies recently in their court filings - they determined companies with a lot of payments could do it cheaper themselves.
> Stripe and Paddle are leading full-service, turnkey payment processing, and merchant-of-record providers handling all the services necessary for link-out, including payment processing, tax compliance, fraud detection, and customer service. Id. ¶ 82. Across the top apps, the mean implied processing and merchant-of-record fee based on Stripe’s and Paddle’s rack rates (which few, if any, large developers actually pay because they negotiate discounts or provision in-house) is 8.1% using Stripe rates, or 7.8% using Paddle rates
> Large developers often negotiate processing fees below published rates or perform processing more cheaply in-house.
> Epic’s Head of Payments, testified at trial in this case that Epic’s “average cost of using . . . payment service providers … [i]n [the] U.S., [is] around 3.5%” and “Epic [has] the opportunity to negotiate these costs with its payment service providers.
https://9to5mac.com/wp-content/uploads/sites/6/2026/08/Epic_...
But AI could certainly make some poor choices and cause havoc - if AI messed up Walmart's refrigerator configuration that would be 15x greater effect than France earlier this month, there would certainly be localized food shortages:
> On 11 October 2026, an unknown party hacked into the refrigeration controllers at up to 700 French supermarkets[2] and set them to defrost mode overnight, causing their refrigerators to overheat.
There must be many situations like this entrenched in industries that could be brought to their knees maliciously or accidentally - even where there should be security like eMudhra the certificate authority:
> The affected refrigeration controllers each ran a web server reachable over the public internet, many of them[2] accessible using login credentials 'admin' as the username and the current date as the password.
https://en.wikipedia.org/wiki/2026_French_supermarket_refrig...
About ten years ago I deliberately started doubling-down on JavaScript instead, it's good-enough for practically any use case and I've been able to leverage it for web, mobile, desktop, server and games. There are things other languages can do better, but I love not having to install them and manage their different versions and dependencies, and stay familiar with their idiomatic approaches, and keep up-to-date with their evolution.
There are outcomes where a monoculture can be bad, but structurally I think JavaScript is in a good place - open standard, open governance, open to proposals, massive open source culture.
https://github.com/tc39/ecma262/blob/main/CONTRIBUTING.md#ne...
And what they're actually doing is refusing to submit copies of their passport and license, they have not been ordered to surrender their passport as the article headline implies.
- it did top the Mac subreddit (700 upvotes) but ranks as the 12th-most popular post in the last month
- it didn't top HN (491 upvotes)
- it didn't top Reddit's main Apple subreddit (1000-1200 upvotes)
I might be remembering wrong but I think this kind of news usually gets thousands of upvotes.
The odds of > 128GB are very good, AMD have already bumped the Strix Halo to 192GB of RAM and both AMD and Nvidia should have successors to their offerings in 2028 that will compete with the M7 Pro and Max. Both AMD and Nvidia will be using TSMC N2 too so the competition will be ramping up.
Now it's a "how will you still need an iPad" problem, that they have solved perfectly because it's a usability problem.
And still have what looks like a very healthy number of long-time users, although I didn't dig deeper than the top 10.
I can still remember when they hired dang and he's still around, I see people posting I recognize from 18 years ago when I first started reading this site...
https://news.ycombinator.com/leaders
The youngest "top ten" account is from 2020, most of them are from 15-20 years ago. Two of the top ten have not posted for months, seven have posted today.
UnFoUnDeD!
> Meta internally projected late last year that it would earn about 10% of its overall annual revenue – or $16 billion – from running advertising for scams and banned goods, internal company documents show.
> Much of the fraud came from marketers acting suspiciously enough to be flagged by Meta's internal warning systems. But the company only bans advertisers if its automated systems predict the marketers are at least 95% certain to be committing fraud, the documents show. If the company is less certain – but still believes the advertiser is a likely scammer – Meta charges higher ad rates as a penalty, according to the documents. The idea is to dissuade suspect advertisers from placing ads.
> The documents further note that users who click on scam ads are likely to see more of them because of Meta's ad-personalization system, which tries to deliver ads based on a user's interests.
> At the same time, the documents indicate that Meta's own research suggests its products have become a pillar of the global fraud economy. A May 2025 presentation by its safety staff estimated that the company's platforms were involved in a third of all successful scams in the US Meta also acknowledged in other internal documents that some of its main competitors were doing a better job at weeding out fraud on their platforms.
https://www.tbsnews.net/world/meta-earning-fortune-deluge-fr...