basp

that video is worth the watch, pretty funny!

Congrats! Question- would Celery make sense for a food business that takes seasonal pre-orders?

The insurance companies selling through the exchange are the same insurance companies who'd be "losing you", so I don't think that's it. Since businesses aren't subject to being excluded for pre-existing conditions, group plans already have that risk factor built into their pricing. Difference being they discriminate more based on age (55-65 year olds pay 4-5X what a 25 year old pays) than they will be allowed to in January (I think the cap is 3x).

Having analyzed Trinet plans against readily available group plans, I don't think PEOs are necessarily better in terms of health insurance, though that probably depends on how good your broker is.

For a young, healthy person, is there any reason to spend beyond the basic "bronze" plan?