aliante

And China has a massive 5th column based here already, especially in tech.

> it's not the food deserts

As they don’t buy those things.

> redlining

Not sure what that has to do with food.

> institutional and systemic factors

Hand waving.

> promoting unhealthy products

Coke and McDonalds don’t put the straw or the fries in your mouth. The 4th point of yours is the lack of discipline on the part of these people.

“I can’t be bothered to do anything properly. It must be a problem with Rails.”

> high potential demand.

That would require growth. Birmingham is not growing.

> the buildings as collateral.

Except the buildings are not worth much of anything. I may as well offer my shoe as collateral.

Check out the area where he wants the bank to “invest.”

608 19th street Ensley. Look on Google Streetview and Google Earth.

Roofs have collapsed. Half the windows around there are smashed. A few large holes in walls.

What would you value buildings in that area at?

Check out the buildings he owns and the neighbourhood he is in on Google Earth and Google Streetview.

One address is 608 19th street Ensley.

He is surrounded by buildings which are abandoned and the roofs have caved in. Half the windows in the area are smashed. Saw a few crumbling walls.

Those building aren’t worth anything.

When he says “historic”, the bank thinks “decrepit.” Unless they building is the Empire State Building, age hurts value.

Seriously, the fact that he had the cash to buy the buildings but needs a line of credit against them to develop them tells me that the value of the buildings was quite low to begin with.

> But they're not aware that the filter is just anxiety.

Could this be deliberate? As working with people with anxiety problems is often a pain in the ass as they won't report problems for fear of seeming stupid or ask for help.

Confident people are far easier to work on a team with.