alexriddle
Joined 6 years ago
Joined 6 years ago
What is more of an issue is more antisocial crime such as street robbery or shoplifting. These crimes are much more likely to be snatch and grab, with no violence involved. They still have an impact on the victims but they're not making the city significantly more violent.
[1] https://www.london.gov.uk/london-records-fewest-homicides-ye...
Minifigs are terrible but I have hundreds of those spare anyway!
Less than 20% of weddings are religious (and a smaller subset of this will be in churches), and I don’t really hear of anyone just turning up at the ceremony of someone they don’t know.
The tips on the apps nominally do go entirely to the driver.
It doesn't help with situations where drivers are multi-apping (accepting orders across multiple apps and juggling them). The drivers don't even know you have priority.
edit: and in the US where you can definitely see the tip up front, you will almost always find that the order will get picked up quicker if you increase the tip by the equivalent of the priority fee. But you may well get stuck with a delivery before yours.
All that said, I can't recall many instances where the theft wasn't either breaking and entering, or entry through an open access point. As easy as lock picking might be, it's not a common burglary technique.
Two main exceptions:
1 - if you are letting the property to someone else, e.g a lodger or have paying guests staying with you then this is typically excluded.
2 - if you have had previous theft claims, live in a high crime area, or you have a particularly high risk (e.g lots of valuables), the Insurer will add an endorsement that you need a minimum standard of locks and have them engaged when the property is unoccupied.
Outside of those, if you accidentally leave a door unlocked, your claim will likely be paid. The situation obviously may be different in other countries. I worked for a property insurer and saw hundreds of these claims (entry via an unlocked entry point) paid during my time there - I also saw many declined because of the above.
I suspect that over time the number of policies in the 'budget' category will continue to increase as price continues to trump everything else for most people]
edit: it is the same for the other lines I mentioned as well -e.g a cyber policy I saw recently has no conditions relating to use of MFA. It will have been factored in when writing the risk (they will have said they use it) and if it turned out it was a lie then there would be an issue with cover but if it was just a case of an admin forgetting to include an OU in the MFA group policy the claim would almost certainly be covered. Policies aimed at the SME space are much more likely to have specific conditions though.
Don't take the right safety precautions and burn down a customers house - liability insurance
Click on a link in a phishing email and open up your network to a ransomware attack - cyber insurance
Forget to lock your door and get burgled - property insurance
Write buggy software which leads to a hospital having to suspend operations - PI (or E&O) insurance
Fail to adequately adhere to regulatory obligations and get sued - D&O insurance
Obviously there will be various conditions etc which apply but I've been in Insurance a long time and cover for carelessness and stupidity is one of the things which keeps the industry going. I've dealt directly with (paid) claims for all of the above situations.
It doesn't absolve responsibility though, it just protects against the financial loss. I suspect if you leave a child alone with an AI and the house burns down that's going to be the least of your problems.
I gave up on Twitter when I opened the app in public to find a porn video playing in the main feed, despite not following or interacting with any accounts of that nature previously. That was ~6 months ago and I haven't looked back.
e.g [email protected], [email protected] and [email protected] all are the same user and will go into their mailbox (which I have used to avoid the + stripping that some sites do)
[email protected] and [email protected] are two distinct users.
Obviously if you control the domain or use a provider who supports it you can add an alias with punctuation but then you might as well just use e.g [email protected] to track the email source.