age_bronze
Joined 9 years ago
Joined 9 years ago
Be glad you got to live through this very brief period of awakening because they are about to return everyone back into the darkness again.
Why do we keep hearing this without a single developer going forward and suing the hell out of Google? Or Apple by the way.
Forcing an innocent to hand over bitcoins they had no clue they were tainted will make everyone lose trust in bitcoin and cryptocurrencies in general. What's the point of anonymity when trading when you're culpable for wherever that currency came from.
The way house investors view mortgages is as a very cheap leverage. So investing in housing will always be fundamentally skewed, because every single person can so easily get cheap leveraged investment in a house, so housing as an investment can perform much more poorly compared to other investment as still beat them by far because of the mortgage. This is so skewed up that a house now has an extra value: as a 'token' to get a cheap loan. This extra value is paid by everyone buying a house.
The way the average family looking to buy a house is completely different: they are looking to compete in the housing market with other families with similar financial abilities, to purchase a house. When you offer all sides of the competition the ability to enter a cheap loan, the side that doesn't take the loan loses the house. But if all sides didn't have the possibility to take a loan and pay more for the house, they would all pay less. Allowing buyers to take mortgages sets them off in a prisoner dilemma against every other buyers, and they all come out losing. If you outlaw mortgages, everyone interested in the house itself wins.
Moreover, once you have lured a family into strangulating themselves with a mortgage, they are now prone to financial stress that will cause them to take loans with much worse terms than a mortgage, therefore nullifying all the possible gains they had from taking the cheap loan. So while investors fully benefit from the cheap credit of the mortgage, families often follow up with mistakes and bad loans which, in total, make the mortgage costly loan.
The more you think about it, the more you should realize the winners from the concept of mortgages are real estate companies, investors and banks, and the biggest losers are the average family which are forced to take it from the Nash Equilibrium of a prisoners dilemma.
Moreover, if mortgages didn't exist, overall spending across the economy would rise, which will be a good thing.
Perfect is the enemy of good. At the core of science is settling for the least errors model. You suggest solutions because doing them is better than doing nothing at all. Of course they will be partial if the problem is of such a large scale as climate change. That's not a reason not to do them.
So what if all the politicians are dirty scumbags? Voting for none is still worse than voting for the least shitty politician.
You need to accept you can't have a perfect solution. I find a perfectionist attitude to problems more common with religious people. Because once you already have one single generalizing solution to so many questions (god / religion), it is just so tempting to believe the same applies to other problems.
If you've never felt like you need to justify your 'success' (even tho you never felt like it isn't a big deal) to envious people in disguise you'll never understand. It is the most frustratingly impossible task. They can't and will never separate you as an individual from the negative emotion of envy they feel.
I've had enough of that and decided and realized that the best way to deal with envy, is to stick it to them. Hit them as hard as you can with the reality. Even when it hurts them. Hurt them with the facts of how much you're better and they suck.
You can't ever be accepted by those that envy you, the most you can get is that they stop using you to cope with their insecurities.
EDIT:
It's not about me thinking I'm successful, because I don't. It's about not giving envious people the positive feedback they desire so much from their corrupt behavior. It's about getting them so hurt they will never again consider coping with their insecurities by transference.
If you've never felt like you need to justify your 'success' (even tho you never felt like it is a big deal) to envious people in disguise you'll never understand. It is the most frustratingly impossible task. They can't and will never separate you as an individual from the negative emotion of envy they feel.
Unlike what it might sound, this isn't about me at all. I usually try to stay humble around normal non-envious people. But the best way to deal with envious people is to break their positive feedback loop. They need a strong negative feedback for their behavior so they don't repeat it.
I realize I will be hated by them. I also realize from so many different experiences being loved by them was never a possibility, and I am content with the small success of them dealing with their issues elsewhere.
Behind every person who goes to an interview there's whole life, and every interviewer has so much more information about that person than just her being a female or black. Pretending that by knowing only 1 piece of information, you know they made a mistake, when they clearly have so much more information than you, calling it bias or whatever, is insult to their intelligence. Who the hell are you to know they made a mistake, when you literally know nothing except one little piece of a giant puzzle?!
It also goes for women / black people who didn't choose a career in tech. There are people behind these decisions. They have freedom and free will. You can't just pretend that they are all stupid and don't know what's good for them.
Role model nonsense is even more absurd, because it already assumes things like women can't have men role models. You need to have the sexist mindset in the first place for this to even be a problem.
The whole diversity conversation reeks of so many self-contradictions and fighting windmills, but the defining feature is envy. envy for people who succeeded. and a deep need to excuse their failure with someone else.
I dislike the framing of some inconsistencies as "conspiracy theory". Mistakes can and will happen, it's an argument of emotion to frame an inconsistency as a "conspiracy theory". Just because one possible explanation is that people colluded intentionally and conspiratorially doesn't rule out all the other more plausible explanations that something really is wrong.
It's also bad epistemology. Literally everything can be explained as a conspiracy, so the fact the the only explanation you can think of to an inconsistency is "people colluded" reflect more on you than on the problem. Historical records can and will be inaccurate.
Some people's epistemological metric goes haywire from those two words. People write inaccurate stuff all the time. It's literally just papers. Other civilizations are other clocks and there are very few historical evidence to synchronize those clocks, especially when the travel time of news and people in those times was extremely slow. Lack of international news also means loss of synchronization.
If the invocation of the words "conspiracy theory" in any way repels you from exploring inconsistencies with an open mind, the problem is with your emotional reasoning. If you believe this guy, something like the missing years could never have happened. It clearly happened, and I am sure there was no conspiracy behind it. Two words, "conspiracy theory", entirely shifted your internal model of the world emotionally, when epistemologically, it shouldn't change your opinion into either direction. The existence of an extremely unlikely explanation is completely equivalent to just no explanation. "Conspiracy theory" is purely an appeal to emotion. Someone claimed A, and a guy told you Conspiracy=>A therefore ~A. Only an emotional human would process this useless information in any way.