Recent submissions

Comment · 4 years ago
Wow this thing is impossible to decipher
Comment · 4 years ago
Guess you just ignored the “do what’s right” part of my comment, that’s convenient.

So please explain to me what part of a law that prohibits people from doing business with a Russian state owned enterprise doesn’t make sense?

Comment · 4 years ago
So your argument is that companies and people should not follow the law or do what’s right because people can circumvent their efforts?!

“Why’d you sell vodka to that 12 year old? Ahh well it’s trivial for them to go out and get a fake ID…so I don’t bother checking ID”

Comment · 4 years ago
Maybe, or one could argue that the second amendment applies to the most modern and capable arms of the day e.g. the musket of the time = an assault rifle today

Don’t want to talk guns, but want to illustrate the challenges of making such claims

Comment · 4 years ago
I don’t think an originalist would take this view. To use hyperbole, I don’t think anyone intended the bill to empower the epa to shut down the energy industry.
Comment · 4 years ago
Comment · 4 years ago
While I’m not bullish I think markets are now closer to fairly valued than extreme over valuation, on a Schiller PE basis we are somewhere between the 5 and 10 year trailing averages, the 20 year average puts you at 25.9x which is a 12% drop from here. Sure the 40 year average is at 23.8x but if you used that as a gauge of fair value the only time you would have been below that was the depths of the financial crisis.
Comment · 4 years ago
It’s the free version for their mass affluent clientele that their retail brokers (sorry “financial advisors”) can parrot
Comment · 4 years ago
And then potentially earning non-w2 money money on top of that (Uber, babysitting, etc)
Comment · 4 years ago
This is easier said than done, but here goes:

1) exercise. 6 days a week (2 good cardio days, two stretchy (Pilates/yoga), and two sports/outside/weights)

2) eat healthily a) 90% plant no carb plant based (salads etc) 10% whatever you want. Extremely limited drugs (alcohol) (like once a month)

3) adequate sleep ( #1 and # 2 help a lot)

4) spend at least an hour a day outside (bike to work, have lunch in the park, go for a walk)

5) use your calendar to create time for yourself

6) challenge yourself to learn new things that do not come easy I’ll to you (for many of the people that are stem oriented here, that means dancing and watercolors)

7) put your phone away

Comment · 4 years ago
I’ve seen people hit the 1m row limit plenty of times
Comment · 4 years ago
I mean that public sector employees are underpaid. Comparing consultants and in-house cost is always going to to result in 2-3x disparity (you’re paying a premium for swing capacity). I’m willing to bet the state employee is overpaid Vs his private sector non-consultant counterpart. You then have ask why hire a consultant and I think the answer is that it’s some combination of not being able to fire state employees after the project, or that those employees are actually ineffectual/incompetent.

(As an aside I’m willing to bet the #’s aren’t apples to apples with the consultant being a fully loaded coast, and the in-house not including pension benefits etc)

Comment · 4 years ago
On top of all that, You also have to solve for the structural inefficiency of public sector pay and benefits. Public sector employees make tons more than than private sector counterparts when you account for pensions and benefits, but those only really accrue if you “put in your 20” - making government service basically a non-starter for someone that doesn’t want to be a lifer…
Comment · 4 years ago
Citation please? Everything I’ve seen implies public sector employees in California make massively more than their private sector counterparts.
Comment · 4 years ago
The private markets are very liquid for quality assets, you don’t need to go public for that, and the sec would not prevent these actions, their requirements would be comprehensive disclosure of the conflicts, not prohibition

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