_jackdk_
Joined 3 years ago
Joined 3 years ago
What worries me is the SNB whitepaper on "how to issue a digital currency" they worked on with Taler: https://www.snb.ch/public/asset/de/www-snb-ch/publications/r...
> > In addition, charging an exchange fee would allow the central bank to implement negative interest rates, if deemed necessary. The central bank could also impose a conversion limit per customer for AML/CFT (“cash” limits) or financial stability reasons (to prevent hoarding or bank runs), if desired.
And also I don't think they have a privacy-preserving solution for money transfers between consumers. So if I wanted to give you 20€ I think that has to be represented as a burning of tokens and a reissue, so the central issuer learns all those transactions even though purchases at merchants are private.
> To be very honest here, you risk having KeePassXC blocked by relying parties
This threat, because someone dared to give users control, is completely unacceptable to me.
I believe this refers to switching to high-efficiency electric heaters like reverse-cycle AC units (also known as "heat pumps"), rather than oil heaters or ducted gas heating.
The version taught in Australian first aid classes is DRSABCD: check for (D)anger, check for patient (R)esponse, (S)end for help, (A)irway, (B)reathing, (C)irculation.
†Untrustworthy, because it will either double down on its own output in its context, or will flip-flop to whatever the user said .
> In addition, charging an exchange fee would allow the central bank to implement negative interest rates, if deemed necessary. The central bank could also impose a conversion limit per customer for AML/CFT (“cash” limits) or financial stability reasons (to prevent hoarding or bank runs), if desired.
Well goody.
The idea of blind signatures is cool, as is the fact that the merchant doesn't need to identify the customer, as is the fact that you could deploy neat local currencies with something like this, but AFAIK you still can't give 20€ to your friend without the exchange knowing and approving, or it becoming a race to see who spends the tokens corresponding to the 20€. And that's not very privacy-preserving.