MilaM
Joined 7 years ago
Joined 7 years ago
The next step will be EU-DI, an app based wallet with many more features and hopefully better interoperability between EU countries.
https://en.wikipedia.org/wiki/Electronic_identification#Usag...
https://ec.europa.eu/digital-building-blocks/sites/spaces/EU...
It's not possible to register the same phone number (or email) at two banks simultaneously. The last registration wins and the associated bank account will switch on the backend when you try this.
Also, EU bureaucrats have little to do with it. Wero is the third attempt by a subset of private European banks to establish a new pan-European payment network.
[1] https://support.wero-wallet.eu/hc/en-us/articles/25599201237...
The UX of SEPA is lacking in comparison to other modern payment systems for sure. I'm confident though, that it will improve soon. Wero [1] seems like a decent start and appears to be gaining traction lately. It's basically a layer on top of SEPA Instant payment with extra features and a decent app based UI/UX.
There is also the issue, that my iMac is stuck on Ventura, and soon won't be supported by homebrew anymore.
My guess is that Apple thinks this route could be used to circumvent the App Store.