Exofunctor

No, which is exactly the sort of thing I'm talking about. "Free movement", to me, means that you are free to travel wherever you'd like on your own dime. It doesn't mean that you get to show up somewhere and demand citizenship, housing, medical care, or other free stuff. But obviously some people conflate these things.

I am, by most metrics, an ardent globalist; I advocate absolute free trade and absolute free movement. However, it's not very hard to recognize that many people's definition of globalism effectively includes such things as forced immigration, cultural erasure, and overburdening of welfare states, which are conducive to increased conflict rather than increased cooperation.

I can't imagine how people have such an incorrect view of how insurance works.

No, car insurance is not you subsidizing other people. Car insurance is you paying in proportion to your own estimated risk. That means if your expected costs are 5x higher (nicer car, young driver, etc.) you pay 5x more.

Medical insurance in the US emphatically does not work this way. More expensive people don't pay proportionately more than cheap people, meaning that the expensive people are being subsizidized. You should be alarmed at the fact that you apparently fundamentally misunderstood the way insurance works in an open market, or what the ACA is. The only part of the ACA that is even reminiscent of car insurance is the individual mandate, which is actually way worse than car insurance because you don't need to buy car insurance just for being alive. You only need car insurance if you drive on public roads.

It's too bad that your friend has a disease, but I'd rather have them pay for it than pass the bill off to a bunch of innocent people who aren't sick. If you choose to have tunnel vision and focus on health alone, it's worth noting that the second-order effects of making other people's lives more expensive will also include worsened health from poorer nutrition, increased stress, less frequent medical consultation, etc.

While I think health insurance shouldn't be attached to employers, I don't really have an objection to insurance companies using genetic testing. This is certainly an unpopular opinion here, but as someone who believes that medical care is a service, not a right: I think it's unfair to force people to subsidize the healthcare of other people, regardless of the mechanism used.

When you have car insurance, the insurance companies are allowed to use statistical techniques to predict how much you are going to cost them. Competition between insurance companies involves treading the line between beating the price of other insurance companies while charging slightly more than the customer is expected to cost.

If we let health insurance companies do this, then yes, healthcare would get substantially more expensive for very risky/unhealthy people. Of course, it would also get drastically less expensive for healthy people. From a moral perspective, I think this is preferable, but obviously not everyone will agree.

Now, from a utilitarian perspective, these two possibilities seem roughly equivalent at first glance. However, I'd argue that the latter (where insurance companies are allowed to set prices like car insurance) has a number of (significant) positive side effects.

The largest side effect is that it incentivizes customer health improvement. A lot of health risks, including at least the top 6 causes of death worldwide (heart disease, stroke, lung infections, COPD, respiratory cancers, diabetes) can be substantially mitigated by personal choices such as diet and exercise. If you had to pay an extra $200/mo to your insurance company because you were morbidly obese, one would expect that this would encourage a lot of people to start eating better. Let the market do the heavy lifting! This is exactly the sort of thing that the market excels at. Society benefits from healthier people, but in almost all countries rich enough to have insurance (including the US and nations with socialized healthcare), there is no mechanism to incentivize this! An actual insurance market would do the job.

Many would argue that IP itself is inherently anti-capitalistic, because it imposes artificial scarcity where it would not otherwise exist and, relatedly, because IP "theft" doesn't actually deprive the "victim" of a scarce resource they created or purchased. Ideas have (effectively) zero marginal reproduction cost.

That's not to say there aren't some good arguments for IP, but they sort of inherently have a planned-economy bent.

I recommend that everyone use an extended-length PIN for your phone. Both Android and iPhone support it. Mine is 12 digits; a bit of extra time, but vastly more difficult to brute-force or shoulder-surf.

Being more confident than average is not the same thing as being overconfident.

You realize there's actually a severe gender imbalance in who chooses to go into STEM fields in college, right?

Privige has nothing to do with it; for whatever reasons, women don't actually want to study tech fields. I actually find it pretty ridiculous and patronizing that people like you insist that there's something wrong with the world because women don't make the career choices you think they ought to.