Cshelton

Joined 12 years ago

Karma
2,020
Submissions
576
Member since
Oct 2
To contact me, DM me on twitter: https://twitter.com/Chris8307
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Recent submissions

Comment · 8 months ago
This is amazing!

I did a similar thing with Roller Coaster Tycoon. I sent screenshots and explanations of my designs to Six Flags. I was probably around 10 or so. I think I got one generic letter back from them unfortunately.

For some time, I wanted to become a Roller Coaster designer.

Comment · 1 year ago
Sorry, can't help myself! The Ralphie running demo on the site is hilarious. Some say, you could just use Ralphie's actual runs from this past year, true randomness!
Comment · 1 year ago
We do something similar, in Dev you have a "dev" server and an API. In Prod, we use a CDN to server the static files using AWS ALB and Cloudfront.
Comment · 1 year ago
Yes, I wish the native vertical tabs gave that same hierarchy. I will keep using Tree Style Tabs until it does.
Comment · 1 year ago
We use it a lot for a specific use-case and it works great. Mongo has come a long long way since the release over a decade ago, and if you keep it in Majority Read and Write, it's very reliable.

Also, on some things, it allows us to pivot much faster. And now with the help of LLMs, writing "Aggregation Pipelines" are very fast.

Comment · 1 year ago
We were piloting the new Snapdragon X Elite Surface Laptops to roll them out to our org about 3 months ago. Loved everything about it, but when it came to software... things became messy. The MSFT Office suite was great, as well as any browser of course. Then we had to make sure some older Excel plugins worked for financial users, they didn't. Had to use some workarounds. We tried our front end app Node build pipeline.. we gave up and had to put it in a container to get it to build properly. Tried a few things through the cpu emulator, it was no where near Apple's at their launch of M1. Ultimately, we had to go back to the Intel Surface Laptops. It felt like the ARM laptops were rushed about a year too early...
Comment · 2 years ago
Oh wow, congrats! I remember when you first launched this and followed you along on X (Twitter).
Comment · 3 years ago
Exactly. I think many people start overthinking things in banking. Most accounting/finance departments are ok with rounding pennies every month.

I run a Commercial Real Estate Servicing platform, where we are accruing interest on large balances daily. Our method is to not do the rounding daily, but add up all the numbers for a given period, say a month, and then round to the penny and create a single adjustment rounding transaction along with it. Accounting departments love us for it.

If we rounded daily before storing the amount, the adjustment for accounting is usually a few pennies at least every month they have to make. Our method, it's roughly $0.01 per year with monthly periods, adjusted usually at the very end. Which on a $20MM loan, is very well within the bounds of acceptable.

Comment · 3 years ago
So I love the IPad Pro form factor.

In all seriousness, now that the Ipad runs the same chips (I believe) as the MacBooks, what is preventing the option to just run MacOS on the Ipad?

Is there a technical limitation still or is it just Apple segregating the OS to different product lines?

Comment · 3 years ago
Just checked out Temporal...

I don't know how I didn't know about it before..

I literally implemented a whole system to do what it does.

Thanks for bringing that up!

Comment · 3 years ago
Ah, I went to your "How it Works".. didn't see Yardi, RealPage, or MRI and almost dismissed this product entirely!

Recommend updating that screenshot!

Now I'm interested.. will submit work email. I'm head of product at RealINSIGHT

Comment · 3 years ago
Bingo.

Noninvasive, with any sort of accuracy that can be used for anything, is most likely impossible.

So back to "invasive"... what can we do... embedding a device under your skin, right around where your watch goes, that can be powered and communicate with the watch. While also making sure the device is not rejected by the body and stays in place.. AND has no other adverse side-effects. I think this is where it'll ultimately end up for the people who want it. sub 10 min procedure to put it in and should last for quite some time (maybe dissolves after 5 years for upgrades?)

Comment · 3 years ago
On properties like this, that is still possible, BUT..

It wouldn't happen with the same borrower on the same deal/loan. It would go into a whole new construction type of loan (which is usually some sort of short term "mezz" financing for the transition period), and then get underwritten on maybe a 10 year.

The issue with the above now though is the transition to multi family costs a lot. Many will try and get cities/states to subsidize it. And then getting a good loan to make the deal work in unknown. Nobody makes deals like that happen when there is this much uncertainty in the CRE market. If you can't secure financing post construction to make the cap rate work.. you're done. Deal is dead.

Comment · 3 years ago
I'm in the CRE (Commercial Real Estate) finance tech world.

Most borrowers are currently electing to extend the maturities out another year, many getting IO (interest only) extensions from their lenders, rather than fall into special servicing. "Special Servicing" is the process to take deals like this and find the best outcome for the lowest lender on the capital stack waterfall. Fortunately, there are many processes in place to handle these kinds of things and not left for the taxpayers to bailout... typically.

Bailout? Why? Because it's not just these "rich" landlords/investors that lose their money. They are pension funds, retirement funds, Teachers retirement funds, public service funds, your neighbors' annuity, etc.

The whole thing is a big circle of money that becomes increasingly more complicated in each CRE cycle of boom/bust. The sentiment in the CRE world is definitely of uncertainty and caution right now. Many are optimistic about later this year and things turning around. It's not only Office either, many multifamily deals were done with a cap rate that could not be sustained, and now the deal is no longer "cash flowing", so the borrower cannot service the loan and they can't raise rents either as that side is also under pressure. With Office, companies are still not fully in office, combined with the layoffs, and the prospect of a down economy ahead has them cutting spending where they can. The leases don't renew, and the borrower has no ability to refinance with the rate hikes.

We're in a very delicate time period right now and one catalyst can send it in either direction, very quick.

Comment · 3 years ago
By that logic, all drivers are early adopters every time a new driver gets their license and enters the "driving pool".

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