I was taking one of these life self-assessment quizzes yesterday. It has a number of questions which you ponder and respond to in essay form. You can do it in a text editor so it's private and is just an opportunity to think about your life.
One of the questions was "how much credit card debt do you have, and how are you planning to reduce it?" I found it pretty strange that the quiz assumed that the reader would be certain to have some credit card debt; indeed enough that they would need a plan to reduce it gradually.
As an Indian I find this a strange way of looking at things. To me a credit card is a convenient payment method, not a facility to award myself discretionary loans.
One of the questions was "how much credit card debt do you have, and how are you planning to reduce it?" I found it pretty strange that the quiz assumed that the reader would be certain to have some credit card debt; indeed enough that they would need a plan to reduce it gradually.
As an Indian I find this a strange way of looking at things. To me a credit card is a convenient payment method, not a facility to award myself discretionary loans.