The predominant use of credit cards in Japan is ecommerce / online, which is, of course, Stripe's target market.
Japanese have on average 2.6 credit cards[1] and spend on average about $3000 a year on those cards. So yes, they're used less often than in the US but they have broad adoption.
Japanese people often tell me that Japanese don't like to use credit cards. But ask them, do they have one? (of course! they say), do they use it online? (of course! they say). So it's true in real life, not just in this report.
EDIT: Ok, are you willing to predict failure for Stripe in Japan? Or do you just like being negative in a way that can't be tested? Their strategy seems sound to me, and I predict success.
Japanese have on average 2.6 credit cards[1] and spend on average about $3000 a year on those cards. So yes, they're used less often than in the US but they have broad adoption.
Japanese people often tell me that Japanese don't like to use credit cards. But ask them, do they have one? (of course! they say), do they use it online? (of course! they say). So it's true in real life, not just in this report.
[1] https://www.j-credit.or.jp/en/reports/
EDIT: Ok, are you willing to predict failure for Stripe in Japan? Or do you just like being negative in a way that can't be tested? Their strategy seems sound to me, and I predict success.