Basically the only reason most people struggle financially in the US is due to their own financial illiteracy and living above their means. If you manage not to fall victim to either of those then you can save a substantial portion of your income towards a very early retirement should you choose to do so.
Kids are pricey though, so this approach is most viable for those who've eschewed the traditional family.
http://www.reddit.com/r/financialindependence
Basically the only reason most people struggle financially in the US is due to their own financial illiteracy and living above their means. If you manage not to fall victim to either of those then you can save a substantial portion of your income towards a very early retirement should you choose to do so.
Kids are pricey though, so this approach is most viable for those who've eschewed the traditional family.