Uh, have you been on unemployment? There's a max. In Massachusetts it's $698 / week (with no taxes taken out). That would only barely cover my mortgage, let alone car payment, food, health insurance, etc.
And yes, people should have emergency funds... but when you were a few years out of college, did you have 3-6 months of salary saved up? I certainly didn't.
And yes, people should have emergency funds... but when you were a few years out of college, did you have 3-6 months of salary saved up? I certainly didn't.