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Comment by ChainsawSurgery

That's awesome! Congratulations. Financial discipline is definitely a nice side effect of this mess - sink or swim, as it were.

That being said, frugality is also not necessarily great for the economy =). It's obviously a fantastic idea for individuals, and you're much better off the way you are - on the whole though, we want people to be spending money on goods and services.

Sorta like how college is a great idea for the individual, but if everyone goes to college then value of those degrees goes down as a whole.

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