What you said is 100% correct, which is why companies accepting bitcoin need to give the entire ~2-3% discount to customers. Very few credit cards will match 2-3% rewards, and from the sellers perspective bitcoin is better than credit cards payments.
To name a few benefits:
- There are no chargebacks
- Funds are available immediately (though transferring from BTC to USD may take a day)
- You can accept payment from anyone anywhere in the world (harder with CC atm)
- Fraud detection isn't as important w/out chargebacks. Granted this is a concern for consumers, which is why they need solid security for their wallets. I think of it like cash transactions. You don't have to worry about someone coming into a store and claiming that someone spent their $5 bill with serial code 123-xyz after stealing it.
To name a few benefits:
- There are no chargebacks
- Funds are available immediately (though transferring from BTC to USD may take a day)
- You can accept payment from anyone anywhere in the world (harder with CC atm)
- Fraud detection isn't as important w/out chargebacks. Granted this is a concern for consumers, which is why they need solid security for their wallets. I think of it like cash transactions. You don't have to worry about someone coming into a store and claiming that someone spent their $5 bill with serial code 123-xyz after stealing it.