No offense but what's the evidentiary basis for these statements? Are you in the insurance business, or in the lock business?
I work for a company that makes many types of locks and currently is developing NFC and BLE solutions.
The fact is, any kind of lock is vulnerable to a determined and skillful attacker. There are BLE locks that "phone home" to check a password before they'll open; there are NFC locks that are actuated by RF-powered NFC chips that are almost un-crackable except by the Chinese Army or similar organizations.
Then there are conventional badges, key cards and physical keys in universal use, that are rather easily cracked or copied.
Vulnerabilities are already factored into insurance rates. The advantage of a connected BLE or NFC entry system is that it can require a remote login before the door will open. For example, enter the BLE region, the app pops up and prompts you for a PIN, then actuates the unlocking mechanism using an encrypted protocol. No technology is perfectly secure, but these technologies do present great possibilities for improving on current approaches to access control.
I work for a company that makes many types of locks and currently is developing NFC and BLE solutions.
The fact is, any kind of lock is vulnerable to a determined and skillful attacker. There are BLE locks that "phone home" to check a password before they'll open; there are NFC locks that are actuated by RF-powered NFC chips that are almost un-crackable except by the Chinese Army or similar organizations.
Then there are conventional badges, key cards and physical keys in universal use, that are rather easily cracked or copied.
Vulnerabilities are already factored into insurance rates. The advantage of a connected BLE or NFC entry system is that it can require a remote login before the door will open. For example, enter the BLE region, the app pops up and prompts you for a PIN, then actuates the unlocking mechanism using an encrypted protocol. No technology is perfectly secure, but these technologies do present great possibilities for improving on current approaches to access control.