Comment by nicholasreed

Instead of asking a question and then flippantly responding to a well-written answer, I recommend you do some quick googling.

http://www.lifelock.com/education/identity-theft-recovery/ef...

https://www.privacyrights.org/ar/id_theft.htm

Identity theft can have far-reaching consequences and calling it a "pain in the ass," even an "insane pain in the ass," is barely scratching the surface of the experience.

edit: grammar