True :) that probably deserves clarification: I made a clear separation between "spending money" (rent, travels, food, leisure) and "investment money".
Anything spent is either an investment, where I try to keep returns over 5% yearly, or just everyday stuff. I've found that everyday stuff ends up not being very different than my previous spending levels.
EDIT: I also live outside the Bay Area, which definitely helps.
Anything spent is either an investment, where I try to keep returns over 5% yearly, or just everyday stuff. I've found that everyday stuff ends up not being very different than my previous spending levels.
EDIT: I also live outside the Bay Area, which definitely helps.