It isn't just the act of making deposits less than $10,000 that is structuring, as you quote, it's making deposits under $10,000 to evade reporting requirements.
If you run a small business and make deposits of $5,000 because that's all you build up in a week, you have a pretty good chance of making the case that you are just doing your business. If you need $35,000 for some purpose and make 4 or 5 trips to the bank to get it, your explanation of why you needed to make 4 or 5 trips is sure to amuse the investigators.
If you run a small business and make deposits of $5,000 because that's all you build up in a week, you have a pretty good chance of making the case that you are just doing your business. If you need $35,000 for some purpose and make 4 or 5 trips to the bank to get it, your explanation of why you needed to make 4 or 5 trips is sure to amuse the investigators.