Agreed that there are lots of well designed on-network mechanisms for this as well. My point was that early Stellar uses cases will probably involve blending on-network/off-network transactions, especially in communities not (yet) comfortable with relying on bitcoin.
Agreed that there are lots of well designed on-network mechanisms for this as well. My point was that early Stellar uses cases will probably involve blending on-network/off-network transactions, especially in communities not (yet) comfortable with relying on bitcoin.