#2 seems reasonable but #1 isn't, if the card payment is accepted I'm sure the bookstore has some kind of a guarantee? Otherwise I expect the fraud would be overwhelming. Although that might just be a difference between the USA and Europe, I never quite understood this concept of credit cards in the USA.
And regarding the creation of banks for bitcoin I find it interesting that we keep coming back towards old and tried solutions. As a bystander it's pretty educative, I feel I've learned quite a lot about how money works (or doesn't work) in all those bitcoin threads we've had lately.
And regarding the creation of banks for bitcoin I find it interesting that we keep coming back towards old and tried solutions. As a bystander it's pretty educative, I feel I've learned quite a lot about how money works (or doesn't work) in all those bitcoin threads we've had lately.