Recent stolen credit card number story:
Last week I got an email saying I made a $1,000 payment on my credit card. Except, I didn't. It wasn't bill pay time of the month. I brushed it off as a well formatted spam.
An hour later, it still bothered me. I logged in to check. Yup, there was a $1,000 payment recorded as of 4am my local time the same day. WTF? Oh, look, there's also fraudulent charges showing up now. How odd.
It turns out: my card didn't have enough free on the credit line for the losers to buy their xbox, so they called in and requested a $1,000 payment from my bank account on file. The credit card company happily issued it, my credit limit increased by $1,000, then the guy went out and bought his xbox.
While I was on the phone explaining this to the credit card company, three more fraudulent charges showed up in pre-auth.
Incompetents all around (except for whoever stole my credit card number).
The whole "stolen credit card number" doesn't hurt very much (since all bad charges are covered), but what really is annoying is someone getting away with purchasing things fraudulently.
Last week I got an email saying I made a $1,000 payment on my credit card. Except, I didn't. It wasn't bill pay time of the month. I brushed it off as a well formatted spam.
An hour later, it still bothered me. I logged in to check. Yup, there was a $1,000 payment recorded as of 4am my local time the same day. WTF? Oh, look, there's also fraudulent charges showing up now. How odd.
It turns out: my card didn't have enough free on the credit line for the losers to buy their xbox, so they called in and requested a $1,000 payment from my bank account on file. The credit card company happily issued it, my credit limit increased by $1,000, then the guy went out and bought his xbox.
While I was on the phone explaining this to the credit card company, three more fraudulent charges showed up in pre-auth.
Incompetents all around (except for whoever stole my credit card number).
The whole "stolen credit card number" doesn't hurt very much (since all bad charges are covered), but what really is annoying is someone getting away with purchasing things fraudulently.