It's not quite that bad. The 39.95 ends up being a credit that can be applied to a future purpose. And they are pretty upfront about how it works without one needing to "read the entire 2,500 word" TOS.
I don't love the model but I don't think "scam" or "fraud" is accurate.
I don't love the model but I don't think "scam" or "fraud" is accurate.