Comment by philwelch

For a non-public company, offering the company's own stock as the only retirement plan is borderline fraudulent in my opinion. For a public company, at least stock is as good as cash. But for a startup, that's akin to paying your employees in lottery tickets and in any case where you can't sell the stock, it's an unacceptable level of risk--if the company goes south, you lose your job and your nest egg disappears?