Comment by RyanZAG

Can't really see how this is Paypal's fault directly - this is just Paypal bowing to regulations - and if they didn't, they'd be in serious trouble. Chargebacks are a requirement by law. No keeping money out of a bank in India is Indian law. The two of these terrible laws fit together to create an awful experience, I agree, but the solution is to fix the laws. Any competitor to Paypal would be forced to do the exact same thing in India.