I'm sorry but I'm really not convinced. Even given all of that, if you are making >$150K then you are still pulling in probably >$3k / month in discretionary spending which alone is the same as the total pre-tax median household income in the US.
Half of America is literally paying for all of childcare, medical, rent, other bills and basic expenses with less than you consider necessary to cover your basic expenses and it isn't like there is mass starvation in the US. It simply doesn't add up to you being in hardship when you are in the top 5% of earners.
Half of America is literally paying for all of childcare, medical, rent, other bills and basic expenses with less than you consider necessary to cover your basic expenses and it isn't like there is mass starvation in the US. It simply doesn't add up to you being in hardship when you are in the top 5% of earners.