Comment by jsmcallister

No matter how much you make, going to Starbucks for a latte every single day seems innocuous. I get a grande vanilla or a grande gingerbread (during the holidays). I think it's about $3.75. It becomes a habit, I get one 25 out of 30 days. That's $100 a month, which translates to $1,200 a year which translates to $7,200 over 5 years - which is more than most people will even put away into savings over that same time.