Comment by teeray

I’ve mentioned this on another thread, but municipalities are incentivized to create HOAs: the city/town gets all the tax revenue and gets to provide a fraction of the services—it’s a great deal for them. They need to be disincentivized to do this by default by a state-level forced reduction in property taxes for HOA properties and a forced on-ramp (similar to ADU legislation) for cities/towns to accept the developments (dissolving the HOAs in the process).