Heh, good for you. It's insane. A friend of mine just got ripped off here (I posted about it the other day but it never got traction), he is a student and bought what he thought was a GPU but it was actually an empty shell with the GPU and the RAM removed from the board.
https://jacquesmattheij.com/beware-gpu-scammers/
Crazy times!
Congrats on getting rid of the debt, that's really a great feeling.