> It's going to boil down to cost of the hardware vs. pay per use cloud models. I'm on the 100$/month chatgpt plan (~88euro). With all the resets, credits, and all the rest I typically don't run out of tokens. This is fine for me. I might go to the 200$/month plan at some point.
It's also about "insurance protection" against the AI company raising the prices or changing their terms (e.g. becoming more frugal with respect to token drops).
It's also about "insurance protection" against the AI company raising the prices or changing their terms (e.g. becoming more frugal with respect to token drops).