The scope is much smaller than that: restriction on what banking conveniences are provided.
> Most of us understand the desire to protect customers from fraud
> At some point, the cost of preventing additional fraud, including the loss of individual choice and autonomy, exceeds the benefit
> Could we aim for proportionate
I think you have answered your own question here; if a less than single percentage of retail customers use something that's not a general iOS or Android device, anything beyond that is not really worth it until regulation says otherwise.
The scope is much smaller than that: restriction on what banking conveniences are provided.
> Most of us understand the desire to protect customers from fraud > At some point, the cost of preventing additional fraud, including the loss of individual choice and autonomy, exceeds the benefit > Could we aim for proportionate
I think you have answered your own question here; if a less than single percentage of retail customers use something that's not a general iOS or Android device, anything beyond that is not really worth it until regulation says otherwise.