> I guess the single market is not really “single” in the US sense.
AFAIK due to SEPA we are already much better integrated. And with SEPA URLs (QR or NFC) plus instant transactions we already have all we need deployed EU wide. IMO the European banks are just over engineering everything.
AFAIK due to SEPA we are already much better integrated. And with SEPA URLs (QR or NFC) plus instant transactions we already have all we need deployed EU wide. IMO the European banks are just over engineering everything.